Hiring a roofing contractor is a major decision—especially when you’re investing in something as crucial as your home’s protection. Unfortunately, the roofing industry has its fair share of dishonest operators, especially after storms or during peak seasons. For homeowners in Georgia, knowing what to look out for can protect your wallet and your peace of mind. Below, we’ll walk you through the top five roofing scams we’ve seen in our 80+ years of experience—and how to spot them before it’s too late.

1. The “Storm Chaser” Scam

These contractors appear out of nowhere right after major storms, often going door-to-door offering inspections and quick roof repairs. They usually promise to “work with your insurance” and deliver deals that seem too good to be true.

🚩 Red Flags:

  • Out-of-state license plates
  • No local references or office
  • High-pressure sales tactics
  • Asking for money upfront

✅ How to Protect Yourself:

  • Always ask for a business license, proof of insurance, and local references.
  • Search for verified reviews from Georgia homeowners.
  • Work with a local company like Finley’s Roofing that has a long-standing reputation and permanent roots in the community.

2. Upfront Payment Demands

It’s one thing to ask for a small deposit—but any contractor that insists on full payment before starting the job should raise red flags. Scammers often take the money and never show up again.

🚩 Red Flags:

  • Requesting full payment before any materials arrive
  • “Cash-only” deals
  • No written contract

✅ How to Protect Yourself:
At Finley’s Roofing, we never ask for payment until the job is completed to the homeowner’s satisfaction—written right into our agreement.

3. Insurance Fraud Scams

Some roofers offer to “waive your deductible” or inflate your claim to get more money from the insurance company. While it might sound appealing, this is insurance fraud—and it could get you in legal trouble.

🚩 Red Flags:

  • Promising to pay or waive your insurance deductible
  • Offering to submit false damage reports to your insurer
  • Asking you to sign documents before inspecting the roof

✅ How to Protect Yourself:
If a contractor suggests manipulating your insurance claim, walk away immediately. Always insist on transparent, honest estimates and communications.

4. The Disappearing Act

This scam often starts with a decent-looking website and a low quote. The contractor might begin the job but leave it unfinished, dragging out deadlines or vanishing entirely after the first payment.

🚩 Red Flags:

  • Poor or no reviews online
  • Only reachable by cell or text
  • Frequent excuses for delays

✅ How to Protect Yourself:
Use a trusted, certified contractor like Finley’s Roofing, who guarantees timelines, quality, and cleanup—and has over 80 years of real references.

5. Shoddy Materials and Hidden Costs

Some companies cut corners by using subpar materials or skipping crucial parts of the installation (like underlayment or proper ventilation). Others quote a low price, then hit you with unexpected charges halfway through the job.

🚩 Red Flags:

  • No written estimate or scope of work
  • Use of vague terms like “basic materials”
  • Refusal to specify brands (like GAF)

✅ How to Protect Yourself:
Demand transparency and brand clarity. At Finley’s Roofing, we proudly use GAF shingles and outline every detail of your project before we begin. No surprises—just solid craftsmanship.

Why Trust Matters More Than Price

A new roof isn’t just about shingles—it’s about security, value, and knowing the job was done right. Working with an experienced, certified contractor saves you from legal headaches, insurance issues, and costly repairs down the line. At Finley’s Roofing, our name has been trusted in the Georgia roofing industry for over 80 years. We’ve earned GAF’s Master Elite certification, maintain an A+ BBB rating, and never request payment until the work is finished to your complete satisfaction.

Choose a Roofer You Can Count On

Whether you’re replacing an aging roof or fixing storm damage, don’t leave your home in the hands of a scam artist. Reach out to Finley’s Roofing for honest estimates, certified installation, and the quality you deserve.

📞 Call us today at 770-262-7375 or request a quote online to get started. Let’s make sure the only thing you say when you pull into your driveway is, “Oh wow.”